Matt Brady Mortgage

Hi, I'm Matt Brady

Your local San Diego home loan solution. Thanks for stopping by and please don't hesitate to call or email with any questions while you browse the site.

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

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5%

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5%

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Want a Copy of the Results?

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

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5%

1%

5%

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Want a Copy of the Results?

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

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0%

1%

5%

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$
Want a Copy of the Results?

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

Instant Home Value

FHA Loan Limit Increase on the Way for 2018
Posted Friday December 8, 2017 in Industry News, Mortgage + Real Estate Tips

Good news!  Yesterday, the Federal Housing Administration (FHA) announced an increase to loan limits for FHA loans in 2018.  This comes as a sigh of relief for homebuyers in 3,011 counties.  For the past three years, the FHA has increased the number of counties to benefit from higher loan limits, with the biggest bump in […]

Ellie Mae: More single, female Millennials are buying homes
Posted Friday December 8, 2017 in Industry News

Loan software provider Ellie Mae just put out its latest “Millennial tracker” and found several similarities in homebuying across gender lines in this generation — with one big difference. “While men make up the larger percentage of overall Millennial borrowers, most of them are married,” said Joe Tyrrell, executive vice president of corporate strategy at Ellie […]

Should You Rent or Buy?
Posted Friday December 8, 2017 in Mortgage + Real Estate Tips

Come January, you may very well begin the rent vs. own debate. Take comfort in knowing that you’re not alone. At some point, every homeowner and prospective homeowner has sat down and calculated the merits of renting against the merits of buying.  Buying a home is a big decision that takes thought and often requires […]